1001 Pro Calculators and Tools · Tax
UK income tax calculator, 2026/27
Put in your yearly pay before tax. It works out your income tax for 2026/27 in England, Wales and Northern Ireland, and what is left after it.
For 2026/27 the personal allowance is £12,570. Income above it is taxed at 20% for the next £37,700, 40% up to £125,140 and 45% above that. The allowance shrinks by £1 for every £2 earned over £100,000, and is gone at £125,140.
This is income tax only. National Insurance, student loan repayments and pension contributions come off your pay as well, and Scotland has its own income tax bands. Check anything important with HMRC.
In the app
- Every tax band of your pay, line by line
- Timesheets that work out pay for the hours you put in
- Budgets, savings and loan calculators to plan what you take home
- The step-by-step working behind every answer
Questions people ask
What is the personal allowance for 2026/27?
£12,570, the same as 2025/26: it is frozen. It is reduced by £1 for every £2 of income over £100,000.
Does this include National Insurance?
No. It is income tax only. National Insurance is a separate deduction from your pay.