Simply: Bills, Subs & Splits

Every bill and subscription in one place, split fairly.

Track bills and subscriptions, split them with your household, and settle up.

Coming toGoogle PlayComing toApp Store

Free to download, tracking up to 10 bills and subscriptions at once. Pro is one price for you, or one for the whole household — cheaper per person the more of you are in it.

Simply keeps the things you pay for every month in one list — rent, energy, phone, streaming, the gym — shows what is due and when, and warns you before a free trial turns into a charge or a contract ends and the price goes up.

Live with other people? Simply splits each cost the way your household actually splits it and keeps a running tally, so everyone can see who owes what and settle up in as few payments as possible. It never touches your money and never asks for your bank login.

How it treats your data

It works offline.

Everything you enter lives on the phone and works with no signal. An account is optional: you need one to share a household with other phones, or to keep a copy so your data comes back on a new one.

Nothing about you is sold.

No analytics, no tracking and no advertising identifier. A household you choose to share is kept on a server in London, for the people in it, and for nothing else.

No bank login, ever.

Simply never connects to your bank and never holds or moves money. Costs are added by hand, photographed from a receipt, or read on the phone from a statement you downloaded yourself.

Your data, in short

Works with no signal
Yes. Everything you enter, and every reminder.
Account
Only to share a household, or to keep a copy so your data comes back on a new phone.
If you sign in, the copy is held
In London, for that household's members and no one else.
What it asks the phone for
Notifications, for reminders. It fetches a brand's logo and, with more than one currency, an exchange rate. Neither request says what you pay.

Bills and subscriptions, together.

One list for everything that repeats, weekly to yearly, with each brand's own colours so you can find it at a glance.

See what is coming.

A calendar of what is due and what each day adds up to, and a year ahead, so an annual charge shows up in the month it lands rather than as a surprise.

Before the price goes up.

Simply watches for a rise on anything you track, and warns you a month, a week and a day before a contract ends — which is when broadband, mobile and gym prices jump.

Split it your way.

Equally, by percentage, by shares, by income, or by exact amounts — per bill, with a default for the household.

Settle up simply.

A running tally of who owes whom, and the fewest payments that clear it. Tap any amount to see which payments it settles and where it came from.

Everyone agrees, or it does not happen.

On a bill more than one of you is in, marking it paid waits for the others to confirm, and changing what it costs or how it splits waits for them to agree. Removing one keeps its history, and it can be brought back.

Photograph a receipt.

Simply reads it on the phone — the shop, the total, the date — and splits it. The photo stays on that phone. Refunds run the other way round, so whoever was refunded owes the others.

Find what you already pay for.

Open a statement you downloaded from your bank and Simply reads it on the phone to find what repeats. It never connects to your bank and nothing is uploaded.

Yours to take with you.

Export to a spreadsheet, a PDF statement or your calendar, or keep a full backup. Sign in and your data comes back on a new phone.

The detail

What it costs
Free to download, tracking up to 10 bills and subscriptions at once. Pro is one price for you, or one for the whole household — cheaper per person the more of you are in it. Through the store you installed from.
What Pro adds
More than one household, price-rise alerts across everything you track, trend reports and calendar sync.
Your data
On the phone. Signing in is only needed to share a household, or to keep a copy so everything comes back on a new phone, and a shared household is kept in London. No analytics, on any tier.
What it is not
Not a bank or a payment app. It holds no money, moves no money and does not cancel anything for you — it shows you where the cancel button is.
Made by
One App Company, in the UK. Questions go to support.

In development. Not on either store yet — the Android and iPhone buttons above turn on the day each listing goes public.

Simply is a tracking and record-keeping tool. It does not provide financial advice, it is not a bank or payment service, and it does not move money. Totals and balances are worked out from what you entered; check anything you act on.

Simply: Bills, Subs & SplitsFree to download, tracking up to 10 bills and subscriptions at once. Pro is one price for you, or one for the whole household — cheaper per person the more of you are in it.
Coming toGoogle PlayComing toApp Store